Call Us Today: 303-697-1767

Mortgage Rates

By in Lending with 0 Comments

30-year fixed-rate mortgages: averaged 4.04 percent, with an average 0.6 point, rising from last week’s 3.87 percent average. Last year at this time, 30-year rates averaged 4.20 percent. Call me to start your dream home search. Still inexpensive money.

Read More

Get a loan w low credit

By in Lending with 0 Comments

Scores down to 580 with FHA 3.5% down, scores down to 500 with 10% down, scores below 500 also available! -Scores below 500 available, but are higher in rate, and require more down payment. -Down payment assistance loan – provides a fixed rate 2nd loan up to 3% of Sales Price to use for down […]

Read More

Credit Scores Relaxed

By in Lending with 0 Comments

  FICO, the nation’s most popular credit-scoring system, announced it is tweaking some of the criteria used in coming up with consumers’ scores, which could help consumers save more money in qualifying for mortgages and other types of loans. The changes include reducing the toll that overdue medical bills can take on credit scores, as […]

Read More

Buying with a prior foreclosure

By in Lending with 0 Comments

FHA added an “economic event” category that could help some borrowers qualify sooner to buy again. If they had a previous short sale, BK, or foreclosure due to an economic event that caused the loss of job or loss of income, they could potentially purchase after just 1 year instead of waiting the full seasoning […]

Read More