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Home Equity

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Equity: One of the biggest perks of homeownership is building equity, which is a measure calculated by taking the market value of a property and deducting the amount that is still owed on the mortgage, if any. Call me today to realize your home equity.

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Counter Offer

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Counteroffer: If you submit a counteroffer you are presenting the original offeror with three choices: accept the counteroffer, reject it or make a new offer. Call me today to find your dream home.

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Closing Costs

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Closing costs: The fees due at the closing of a real estate transaction. Both the buyer and seller will incur expenses during the closing process including application fees, inspection fees, homeowner’s insurance, property taxes and the agent commission for the seller’s portion of the transaction. You can estimate approximately 1-2% of the sales price for closing […]

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Buyer’s Agent

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Buyer’s agent: A REALTOR®, real estate agent or real estate broker who works with a buyer and guides them through the process of purchasing a home. A buyer’s agent works to ensure the buyer is getting the best possible deal and is legally obligated to protect the interests of the buyer. Call me today to find […]

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MLK Day

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Martin Luther King, Jr. Day is the only national holiday designated as a national day of service to encourage all Americans to volunteer to improve their communities, according to the corporation for National & Community Service. It is a time to remember the injustices that Dr. King fought. A time to remember his fight for […]

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Appraisal Terminology

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Appraisal: What an appraiser says a home is worth. This value is based on how much comparable homes recently sold for in the neighborhood. Appraisal contingency: Very important protection for the buyer! This is how you make sure that the property is actually valued at the price that was agreed-upon per the contract. If the property ends […]

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