Enjoy the holiday season but don’t eat all the kiddos candies. Call me today to find your spooky home.
Here’s what lenders actually look at: Credit score (yes, but not everything) Debt-to-income ratio Payment history Available reserves Paying off debt might drop your reserves or lower your credit due to changes in utilization. That’s why I always tell clients: check in before making big money moves. Call me today to find your dream home.
While we’ll use tax returns in most cases, if the adjusted gross income is sufficient. Sometimes we need to utilize alternative documentation if the adjusted gross income is too low due to write offs. For example: Bank statements Profit & Loss (P&L) statement 1099s It’s a little different, but absolutely doable. I work with entrepreneurs […]
Evergreen Lake is 7,072 feet above sea level. Call me today to find your dream home.
The fall colors on Abyss Trail on Guanella Pass, Grant Colorado Sept 26, 2025 Enjoy a nice, relaxing walk through the woods. After your hike, call me to find your dream home.
Avoid patchy dry spots in front yard. First impressions matter. Call me today to get your home sold fast!
Fannie Mae and Freddie Mac will begin accepting VantageScore 4.0 for mortgage underwriting, either alongside or in place of traditional FICA scores. Federal Housing Finance Agency announced July 8 that the government-sponsored enterprises, Fannie Mae and Freddie Mac, will begin accepting VantageScore 4.0 for mortgage underwriting, either alongside or in place of traditional FICO credit scores. This […]
Sellers need to stay strategic as buyers have more options with rising inventory and less pressure to make an offer quickly. Call me to get your home sold fast!
Foothills residents enjoy summer outdoors because there are practically no mosquitoes, other flying bugs and no rattlesnakes or cockroaches. Call me to find your mountain dream home
Interest rates dropped last week to all time 10 month low Call me today to find your dream home!
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