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Rates Return to Mid-2025 Levels

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After another failed ceasefire in the Iran war, oil prices increased, pushing bond yields and mortgage rates higher. According to Mortgage News Daily, the average rate for a 30-year fixed-rate loan increased by 6 basis points to 6.87% on Monday, August 31st. It’s the highest level since June 2025. Earlier this year, economists were predicting that […]

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Utility Costs

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Mortgage rates get all the attention, but energy costs keep rising Here’s why monthly household expenses deserve more scrutiny in homebuying Utility bills are rising even as broader energy prices decline. Unlike mortgages, utility costs can’t be locked in or refinanced. Homeowners spend more on utilities today than a decade ago, despite utilities making up […]

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Loan Long Term

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The buyers who win long-term aren’t the ones chasing the lowest rate or the biggest house they can qualify for. They’re the ones thinking past the next house. They ask questions like: → How does this loan fit into my finances 5-10 years from now? → Am I building equity, or just building payments? → Does this move […]

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National cycles, local realities

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Home‑price cycles set the national backdrop. But buyers and sellers don’t transact in “the national market.” They transact in specific cities, neighborhoods, and even blocks. Historically, markets that proved most resilient shared a few traits: Diverse and durable employment bases Steady population inflows Constraints on new construction, whether geographic or regulatory A clear economic role […]

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The Market Halfway Through

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Halfway through 2026, the US housing market is showing surprising signs of momentum Activity still lags pre-pandemic norms, but bright spots are emerging. The housing market is showing gradual improvement despite a weaker-than-expected first half of 2026. Economists and experts say there are signs that homebuyers and sellers are adjusting to current market conditions. The […]

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Elevation Celebration Conifer

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Elevation Celebration is a 2-day event held in Conifer to celebrate our local community!  The event includes local vendors, entertainment by local artists, food and drink, activities for kids, and more! Date and Time Saturday Jul 25, 2026 Sunday Jul 26, 2026 This event is held on Saturday and Sunday, July 25-26 from 10:00 AM – […]

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