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Holiday Housing Market

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November in the Foothills decided to buck the cooling trend when it comes to value. While the temperatures dropped, the single-family average sales price climbed a staggering 18.9% year over year, hitting a new five-year high. However, the market isn’t seeing the previous influx of options; true to the season, we saw both active and […]

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Qualifying For A Loan

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Credit Evaluation If you haven’t heard already, there’s a major update coming that’s great news for buyers, especially first-timers. Going forward, buyers may be able to qualify for a home loan even without a traditional credit score. Lenders will start looking beyond one number and instead consider rent history, income stability, savings, and overall financial habits. Call […]

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Credit Evaluation

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Credit Evaluation If you haven’t heard already, there’s a major update coming that’s great news for your buyers, especially first-timers. Going forward, buyers may be able to qualify for a home loan even without a traditional credit score. Lenders will start looking beyond one number and instead consider rent history, income stability, savings, and overall financial habits. […]

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Renovation Loan

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FHA 203(k) – Ideal for buyers with limited cash or lower down payments. Perfect for primary residences that need smaller updates or full-scale renovations. Conventional Renovation (HomeStyle or CHOICERenovation) – Great for buyers with stronger credit or those looking for more flexibility, including investment or second homes. Call me today to find your dream home.

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