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Forecast 2015: Down Payments

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Return of the 3 percent down payment: New programs are popping up to help more buyers break into home ownership with lower down payments. In early December, Freddie Mac and Fannie Mae announced conventional loan down-payment programs that will allow qualified first-time buyers to secure a fixed-rate mortgage with a 3 percent down payment. Prior […]

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Forecast 2015: Mortgage Rates

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Mortgage rates rising: Interest rates the last few months have been dipping below 4 percent, lowering the borrowing costs of home buyers and refinancing home owners. However, don’t expect the low rates to stick around much longer. Mortgage rates are expected to rise next year. Freddie Mac projects mortgage rates will likely average 4.6 percent […]

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Mortgage Rates

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Mortgage rates defied forecasts in 2014 by not inching up to 5 percent as predicted during the year. Instead, the 30-year fixed-rate mortgage is still hovering under 4 percent lows. The 30-year fixed-rate mortgage, the most popular loan among home buyers, remained below 4 percent for every week except for two since Oct. 16. 30-year […]

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Polychron on passage of tax extensions

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The package of tax extensions just approved by the U.S. House and Senate, and headed to the President’s desk for signature, includes important provisions that will help distressed homeowners and commercial property investors with transactions made during 2014. Realtors® strongly supported the bipartisan Mortgage Forgiveness Tax Relief Act, which was included in the package to […]

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Sold

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Sold two homes in one day: 8059 S Marshall Street today and 3120 Redhaven Way. Thanks to all who saw this beautiful orchestration to the end. So enjoyed working with Rhea and Mike to start wonderful memories in their new home.

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