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Mortgage Insurance

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Many buyers are switching to conventional loans to avoid the high mortgage insurance that goes along with current FHA loans. FHA increased their mortgage insurance from an average of $125/mo in 2010 to $340/mo currently.  It’s part of FHA’s effort to boost cash reserves lost in the aftermath of the housing crisis. Look at a conventional […]

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Pre-Closing Advice

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Don’t do anything to affect your credit between the time you apply for a loan and the closing time. Don’t buy new furniture, a car and don’t even pay off debts. Your lender will pull a credit report a second time just before closing to verify all the items are still the same, including your […]

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More Affordable Homes

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The growing signs of a slowdown in the housing market might be good news for home buyers. Slowing home prices—after the double-digit increases last year—mixed with still-low interest rates are making homes more affordable. Also, the supply of homes for sale today represents 5.8 months of demand, the most since October 2011, giving buyers more […]

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Fear of Homelessness

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You can sell your home for a really good price right now, but can you find a replacement home? There are three solutions that can help you find your dream home in this market and most importantly to capitalize on this wonderful seller’s market. Give me a call, 303.697.1767, to discuss your unique situation.

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Remodeling

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Remodeling your home can save you money. The real question is; will it translate into higher resale value?  All of the DIY (Do It Yourself) shows transform boring and outdated homes to modern, contemporary and appealing homes right before your eyes. The one thing you must keep in mind is that just because you think […]

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Baby Boomers

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Despite Predictions, Baby Boomers Aren’t Downsizing Yet As boomers hit age 65 and become empty nesters, many housing analysts had forecast that they would move into an apartment, condo, or townhouse. But boomers are sticking to the single-family market that defined their generation.

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