When appraisers evaluate a home’s value, they’re giving their best opinion based on how the home’s features stack up against those of similar homes recently sold nearby. Call me today to get your home sold fast and for top $$.
2016 ended on a high note for the Denver Front Range housing market, with December sales pushing the annual number of homes sold to record levels. Cooler temperatures and the hustle and bustle of the holiday season did not hold back home buyers in December. Demand for homes remained strong during the month with 4,435 […]
If you are looking to buy a home, this new FHA mortgage insurance change could be a big boost for you. It allows you to afford more of a home. EFFECTIVE JAN 27TH FHA WILL LOWER THEIR MONTHLY PREMIUM FROM .85% TO .60% which means on a $300,000 FHA Purchase price Monthly FHA will decrease […]
Don’t linger too long. Believe me, procrastination causes drama and sometimes buying something that you might regret later. For home buyers, I recommend beginning four to six months ahead of time to start learning more about the market. Plus, with mortgage rates forecasted to move higher this year, buyers who wait too long may find […]
Share with your real estate agent the biggest stressors and fears you have in the home buying process. The more open the client is with the agent, the less drama is going to present itself in the transaction. You have to trust your agent and relate to them as a confidant, as an ally. Call […]
Determine what you want upfront, and stick to that criteria. What are your non-negotiables? What location do you desire? What educational opportunities are important? What do you want your daily commute to be? And what price are you willing to pay? The first step to avoid house hunting drama is to really sit back and […]
Mortgage insurance can kill your monthly payment and qualify you for less of a house. Here’s a way around it, provided you have good credit. Whenever a loan is for more than 80% of the value of a house, you are required to pay mortgage insurance (MI). If you have less than 20% down, and […]
We are often asked whether it makes sense to pay points for a lower interest rate. When a lender locks the interest rate for you, there are a number of different rates available. The lowest rate that doesn’t cost you money is known as the “par” rate. Any rate lower than the par rate is […]
1-Adjust shelves – tall items below and short on top shelves 2-Label leftovers and eat within 3-4 days 3-Install a lazy Susan 4-Make snack grab and go packets 5-Reserve the door for condiments 6-Use stack able food containers Eat often Call me to get your free market analysis of your home.
May your home be filled with peace and the joy of family and friends this Christmas.
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