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Closing Costs

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  • There are three ways to pay your closing costs:
  • Pay them yourself.  If you have the money, this is the easiest and cheapest way to pay for the closing costs.  
  • Have the seller pay for them.  If you ask the seller to pay for your closing costs, the seller will probably want to increase the purchase price by the closing cost amount so they will make the same amount of money as they would if they didn’t pay the closing costs.
  • Pay a higher interest rate, and have the lender pay the closing costs for you.  This is a good option if you don’t want to ask the seller to pay them, and if you don’t have the money yourself. 



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