If you don’t gather more than one quote when shopping for a mortgage, you may be losing out on some savings to your monthly payments.

Lenders can offer a wide dispersion of rates, up to 50 basis points or 0.5 percent, after controlling for factors like the borrower’s down payment and credit score. That could be the difference between a 3.5 percent versus a 4 percent mortgage rate.

Call me today to find a great lender and that perfect dream home.